Personal Tax Support You Can Rely On

Personal tax responsibilities are time-consuming and complex. If you're a sole trader juggling multiple income streams, a company director managing salary and dividends or a landlord navigating rental income and allowable expenses, understanding what you owe (and when) isn't always straightforward. Miss a source of income, claim an expense incorrectly, or file late and you're looking at penalties, interest charges and uncomfortable conversations with HMRC.

Even when nothing goes wrong, there’s ongoing uncertainty of “Have I done this properly?” Our personal tax services are designed to remove that uncertainty. Working with a dedicated personal tax advisor means you're not scrambling at the deadline. You have someone who understands your full financial picture and prepares accurate returns so your personal tax position is always compliant and under control.

Our approach is straightforward:

    Clear guidance
    Proper preparation
    Ongoing support
    Practical advice
  

We've been supporting clients with their personal tax obligations since 1970, and we know that what people value most is continuity, accuracy, and the confidence that everything has been handled properly.

Who Our Personal Tax Services Are For

Our personal tax services are built around real-world needs. If any of the following apply to you, we can help.

Sole Traders and Company Directors

Self-assessment is HMRC’s requirement for anyone running their own business. Whether you're a sole trader with trading income to report or you hold shares in a limited company, you're responsible for the accuracy of your return. You may be managing:

Rental income alongside trading profits
Freelance work on top of dividends
Consultancy fees earned while employed
Benefits in kind
Additional income outside the business.

Getting it wrong can mean underpaying tax, which HMRC will eventually catch up with, or overpaying, which means you've handed over money unnecessarily. We prepare self-assessment returns for sole traders and company directors across the East Midlands and throughout the UK, making sure all income is captured, reliefs are claimed where appropriate and deadlines are met without last-minute panic.

Landlords and Property Owners

Property income brings its own set of rules and reporting requirements. Mortgage interest relief, repairs versus improvements and the treatment of furnished holiday lets all have specific rules. Our personal tax services help landlords and property owners:

Report rental income accurately
Understand which expenses can be claimed
Plan for tax liabilities linked to property portfolios
Identify opportunities to structure things more efficiently
Stay compliant as property holdings grow or change.

If you are unsure where you stand, a quick conversation with a personal tax advisor can bring clarity.

Book a consultation

Self-Assessment Tax Returns Explained

What Income Tax Self-Assessment Involves

You're required to report all income received during the tax year – trading profits, rental income, dividends, savings interest, capital gains – and calculate the tax owed. HMRC sets strict deadlines for submitting your return and paying any tax owed on time. Miss the deadline and you'll face an immediate penalty, with further charges accruing if the return remains outstanding. Submit an inaccurate return and you could be looking at additional tax, interest, and penalties if HMRC considers the errors careless or deliberate.

Income can come from several sources, including self-employment, dividends, property, savings, and investments. A personal tax advisor helps ensure nothing is missed or claimed incorrectly, so you can focus on running your business or managing your affairs without the weight of compliance hanging over you.

Avoiding Errors and Last-Minute Pressure

Rushing a tax return is when mistakes happen. Late nights in January and guesswork around expenses often lead to avoidable problems. Professional preparation through our personal tax services reduces that risk. We work with you in good time, flag potential issues early, and keep deadlines in check so self-assessment doesn’t become an annual source of stress.

Personal Tax Advice Beyond Annual Returns

Our personal tax services go further than basic compliance to help you make informed decisions throughout the year.

Ongoing Personal Tax Advice

Your personal tax advisor doesn't disappear after submitting your return. They're available when questions arise, when you're considering a change or when you want to understand what a particular decision means for your tax bill. We provide ongoing advice to clients throughout the year, helping them navigate:

Tax liabilities (and how estimated liabilities are calculated)
Payments on account
Withdrawing funds from the business
Taking on a new income stream

Supporting Changes in Your Circumstances

Life and business don't stand still. You might move from employment to self-employment, purchase a rental property, start taking dividends from your company, develop new revenue streams or sell an asset that triggers a capital gains liability. Each change brings tax implications. If your circumstances are shifting, it’s the right time to speak to a personal tax advisor.

We've been based in Melton Mowbray since 1970, and the reason we're still here – serving clients across the East Midlands and beyond – is because we build lasting relationships based on trust and consistency.

A Dedicated Personal Tax Advisor

You won't be passed between different people each year, or have to explain your circumstances from scratch every time you get in touch. You'll work with a dedicated personal tax advisor who knows your history, understands your income sources, and provides advice that reflects your broader financial picture.

Local Knowledge and Trusted Support

Our local presence means we're accessible when you need us – whether that's a face-to-face meeting or a call to talk through a question. You’re always speaking to someone who understands the realities of running a business or managing property in the region. We're proud of our roots, and work with clients across the UK who value the same things: reliability and personal tax services delivered by people who genuinely care about getting things right.

A Relationship-Led Approach to Personal Tax

  
    Tailored advice
    Clear accountability
    Proactive support
    Long-term continuity

Frequently Asked Questions

If you have income that is not fully taxed at source, such as self-employed earnings, dividends, or rental income, self-assessment is usually required. A personal tax advisor can review your circumstances and confirm your obligations.
The standard deadline for online self-assessment returns is 31 January following the end of the tax year.
All income must be declared, including trading profits, salary, dividends, rental income, interest and capital gains. If you're receiving income from multiple sources, your personal tax advisor will ensure everything is captured and reported correctly.
A personal tax advisor helps you understand what to declare and how to structure your income sensibly. They remove the stress of compliance and give you confidence that everything has been handled properly.

Speak to a Personal Tax Advisor

If you're looking for reliable, relationship-led personal tax and accounting services, we'd love to discuss how we can support you. Speak to a personal tax advisor at RW Jarvis to discuss your situation and take the uncertainty out of personal tax.